Finance your wedding day with a Fullerton India personal loan

In India, a wedding is a celebration, an exploration of rituals, culture and a sacred commitment made in the presence of family and friends. It is one of the most memorable events in your life that you should enjoy to the fullest without worrying about the monetary burden. Every couple deserves an unforgettable wedding experience, with the luxury of spending time on multiple occasions.

With the help of Fullerton India Wedding Loan Scheme, you can smoothly realize your dream of having a fairy tale wedding.

Why Choose a Personal Loan to Finance Wedding Expenses?

There is no denying that planning a big Indian wedding is an extravagant expense. But that shouldn’t overwhelm you with stress, especially since these are the happiest days of your life. Today, most young couples prefer to finance their marriage without borrowing from parents or family. Therefore, it is wise to apply for a personal wedding loan in such a case.

Fullerton India offers a wedding loan like any other personal loan. However, it is unsecured, which basically means you don’t have to collateralize any asset on the amount you want to borrow. As a result, it’s much easier and hassle-free than credit cards because you can repay the loan in monthly installments and pay off the loan in monthly installments instead of paying a hefty bill all at once.

Who can benefit from a wedding loan?

Eligible applicants for a marriage loan are Indian citizens between the ages of 21 and 60. Also, salaried persons with a minimum monthly income of ₹20,000 in non-metropolitan cities (₹25,000 in Mumbai and Delhi) can avail the loan facility. Similarly, the self-employed can benefit from the loan after calculating their annual profits. In both cases, loan approval depends on the applicant’s credit history.

Benefits of getting a wedding loan

There are many benefits to covering wedding expenses with a wedding loan. Some of them are-

1) Fast process

Applying for a wedding loan is a relatively quick process. Fullerton India offers a simple online application process. By simply entering your personal, financial and professional information, you can start the process of receiving a marriage loan.

2) Simple Documentation

Often, the documentation step of any banking activity is overwhelming. However, if you wish to apply for personal loan at fullerton indiayou only need to provide basic documents such as KYC, proof of income and bank statements.

3) No Warranty

The most important advantage is that the borrower does not need to secure any asset against the loan. This feature is appealing to the younger population that does not have substantial investments to weigh against debt.

4) Immediate transfer of funds

The journey of planning a wedding begins months before the wedding date. Nevertheless, acquiring funds and meeting the monetary requirements is the first step. When your Fullerton India personal loan is approved, the funds are directly transferred to your account within 1-3 days.

5) Reasonable interest rates

An applicant’s decision to obtain a loan is based on the interest rates offered by banks and financial institutions. Fullerton India gives you the flexibility to choose the loan tenure that suits you and offers you loans at affordable interest rates in accordance with their policy, your profile and your eligibility.

6) Personal Loan EMI Calculator

Fullerton India offers a personal loan calculator knowing about the EMI, a godsend for many of his clients. You can easily calculate your monthly EMI by entering values ​​such as loan amount, term, interest rate, and other processing fees.

How to apply for a wedding loan in Fullerton India?

Applying online for a personal loan at Fullerton India is a simple process. All you have to do is follow these steps-

1) Since you are going to apply for a personal loan online, verifying your mobile number is a prime requirement. Upon submitting the OTP, you will be allowed to complete the next step.

2) You will need to fill in your personal, bank and professional details on the basis of which your loan will be disbursed.

3) Enter the amount of your desired loan as well as the duration.

4) Have your documents ready. You must upload electronic copies of the listed documents to complete your application.

5) Double check all information and click submit.

6) Within minutes you will be notified if your loan is approved in principle. Additionally, a tracking number will be provided if the loan is approved for further assessment. With the help of tracking number, you can know the status of your loan.

7) Our representatives will corroborate the additional information once they have contacted you.

8) After verification of all proofs and documents, an offer will be presented to you. Upon acceptance, your loan will be sanctioned.

9) Sanctioned funds will be released to your bank account shortly after approval.

Final remarks

Entering the sacred sphere of marriage with your partner should be a special and stress-free occasion. You and your loved ones can have a lavish and joyful celebration keeping all financial worries at bay. Fullerton India helps you have your nuptials with minimum anxiety. To learn more about our wedding loan programs, you can contact our customer service at 1800 103 6001 or send an e-mail to [email protected]. You can also visit the nearest Fullerton India branch.