Get An Online Personal Loan For Wedding, Honeymoon, Vacation In A Few Steps | Indiafleurit


Take advantage of a personal loan, that is, an unsecured loan immediately in a few steps for various purposes such as marriage, honeymoon, vacation.

Seems like it was only yesterday that we had to make several visits to the bank and wait over a week to get a loan for any purpose. Not to mention the mountain of paperwork, the multiple forms and the many photocopies of identity documents.

Cut to the present. It looks like an excerpt from a science fiction movie. If you need funds for your wedding, honeymoon, or vacation, you don’t need to move. Just pick up your phone and a few clicks. Eureka! You have finished. That’s how far we’ve come in recent years with the rise of fintech companies, the proliferation of smartphones, and easy access to cheap data.

ReadyTap offers you personal loans specially tailored to your needs. Whether you are getting married, going on honeymoon, or on vacation with your family, LoanTap offers fast online personal loans to meet your needs. The process is simple, fast and efficient and provides a pleasant customer experience.

Did you know that personal loans are unsecured?

This means that you don’t need to offer any collateral, making it the perfect tool for your short-term financing needs.

Plus, the entire process is covered in just a few steps!

The first step is to verify your eligibility for a personal loan. The criteria are very simple. If you are an Indian citizen or resident over the age of 21 or under the age of 60 and earning a net monthly income of over Rs 30,000, you have passed the first step.

Congratulations!

In the second step, you need to visit the LoanTap website and complete an online application with the required details.

The third step requires you to upload supporting documents such as –

PAN card

Aadhaar card / Driver’s license / Passport

Pay slips for the last three months

Bank statements for the last six months

You can now relax and wait for the LoanTap team to assess your application and check your credit score. If everything is in order, your loan application will be approved and you will receive your funds within 24-36 hours.

LoanTap offers personal loans for weddings, honeymoons, vacations etc. from Rs 50,000 to Rs 10,000,000 for terms ranging from six months to five years. Annual interest rates start from 18%.

This is how obtaining a personal loan online became easy. You can comfortably repay the loan in several easy installments depending on the term you choose.

Personal loans are becoming popular for several reasons. Insecure in nature, they appeal to the younger generation who do not have too many assets. The interface is so simple that anyone can use it. More importantly, there is no major paperwork unlike traditional loans where it can be time consuming.

Processing speed can make all the difference in an emergency. If you are in urgent need of funds due to a medical emergency or any other deadline related need, getting a personal loan online that is processed quickly is helpful. All you need is your smartphone and internet access.

Did you know that personal loans are cheaper than credit cards?

Yes. Credit cards are great as long as you pay off the outstanding amount by the due date. In case of delay, an interest of 2.5-3% per month is charged, which equals 24-36% per annum. Compared to credit cards, personal loans are much cheaper. They help you better plan your spending. You can use a personal loan EMI calculator to determine the ideal length of time that keeps your EMI at a manageable level. If you have excess funds, you can still foreclose on your personal loan after six months without a prepayment penalty.

If you have a good credit rating, you will always have an open line of credit when you need funds. Be sure to verify the veracity of the lender before using any loan application to apply for a personal loan. If the lender is shady, they can use it to steal your personal information or charge outrageous rates. Make sure your lender is an RBI authorized entity with a physical address and a secure website.

LoanTap is an authorized entity in the field of providing tailored personal loans for all of your financing needs.